Sick of getting harassed by collection agencies? Have you accumulated a lot of debt and all the payments are making you feel like you are not getting anywhere?  

This is very possible as a lot of times, depending on the rate of interest, you may be paying a lot before you actually repay your debt.

What to do?

When is debt settlement a good idea?

When you are able to reduce all your monthly payments to a fixed amount per month, it may be interesting to explore a debt settlement.  At times, it may be more advisable to pay a larger percent of interest as long as there are no other fees involved in your debt.  

Many lenders will not only charge interest on your loan, but they will also charge a flat fee for processing, overdraft (like bank accounts or credit cards), overage fees (like credit cards).

Although we always suggest you speak to a licensed professional before making financial decisions, the following may be things to consider:

-by paying 1 monthly payment rather than multiple minimum payments, you will be able to pay more of the capital in your debt, effectively reducing the amount of interest you will need to pay the following month.  

- Payment arrangement can provide you the peace of mind you need to be able to focus on resolving your financial situation by getting the creditors off you back. - A fixed repayment amount will allow you to create a monthly budget that will provide financial clarity to your monthly expenditures.

Find out if debt settlement is right for you

Speak with a debt settlement specialists to see if debt settlement is the service that will get you back on track.